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Is there a way to not pay for car insurance?
I don't want to pay for car insurance if I can avoid it—I'm a student with two jobs, and I really need to save money wherever I can. Is there any way to avoid paying for car insurance?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“That’s a very fair question! You have only a few options to avoid paying for car insurance, but with affordable
liability coverage
, you may want to consider insurance anyways.If you’re dead set on not paying for insurance, you can only do so if you live in certain states. For example,
New Hampshire
doesn’t require car insurance while Virginia
allows you to opt out if you pay the state $500 each year.Other states may have self-insurance options. You simply have to fill out an application, put down a bond (usually between $15,000 and $75,000), and you can avoid paying for insurance.
However, these options could leave you in dire financial straits if you’re car accident! Your best bet to save money is likely to look into
insurance discounts
, such as good student discounts
.You should also shop around for different providers to make sure you’re getting the best rate possible. To do this easily, check out
Jerry
—we’ll get you personalized quotes from top providers so that all you have to do is choose the plan you prefer. (And once you’ve chosen, we’ll even help you switch!)Best of luck!”
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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