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Is Root car insurance legitimate?

I feel like I am severely overpaying for my bare-minimum, liability-only car insurance. I heard about Root Insurance and took a test drive to get a quote. The amount of money that I would be saving each month by switching is unbelievable. Is this for real or is it too good to be true?

Johnny Puckett · Updated on Nov 11, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

Root Insurance is a legitimate

company. In fact, the kind of app-based insurance technology employed by Root is really catching on right now, and many car insurance companies are starting to use similar tech to reduce rates for drivers.

If Root’s price seems too good to be true, the best course of action is to contact them and confirm the details of your quote. But Root policyholders do tend to enjoy lower rates due to the company’s low-risk customer base.

View full answer

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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