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Is renters insurance a scam?
I recently moved into a new apartment. My landlord is saying I need renters insurance and that I can purchase it through him for a discount. I’m a bit skeptical. Is renters insurance a scam?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Being wary of unfamiliar things is normal, but you shouldn’t worry. Renters insurance isn’t a scam.
The purpose of
renters insurance
is to protect your personal property and reduce your landlord’s liability should anything happen to you or a guest in your home. Common covered perils include:- Fire
- Theft
- Vandalism
- Smoke
Having a renters insurance policy ensures you have some protection if something happens to your possessions, like damage from a fire in your building.
That said, unless your lease requires you to go with a specific company, you don’t have to purchase through your landlord. If anything, this seems a bit shady, so you’re better off looking yourself.
If you want cheap renters insurance quotes fast, go to
Jerry
. A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes from top reputable insurance companies in seconds. View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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