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Is Oregon a no-fault state?
Does Oregon have a no-fault policy when it comes to car accidents? I got into an accident a few weeks ago and I’m confused about some of the stuff that I’m being asked to cover.
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry to hear that you got into an accident! Oregon is not a
no-fault state
, which means that the driver who is deemed at fault in an accident is financially responsible for any resulting harm from the accident.However, the resulting costs will typically be covered under your car insurance policy, meaning the bill will go directly to your insurer. If you don’t have insurance, the other driver can file a lawsuit against you to get you to cover the cost of their injuries and damages.
If you’re unhappy with how your insurance handles the claim, the
Jerry
app can help. Just download the app and answer some quick questions to see quotes for policies that work for you. This can also help you avoid a spike in your monthly premiums after the accident!View full answer
- Gregory R.
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