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Is my HOA responsible for water damage?

Recent extreme rain events damaged the exterior paint on my home. I’m part of an HOA. Is my HOA responsible for water damage?

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Talullah Blanco · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry to hear the paint on your home has water damage! The HOA is responsible for water damage affecting the exterior of your home. However, any interior water damage is the responsibility of the homeowner.
Carefully review your HOA’s Covenants, Conditions, and Restrictions (CC&Rs) to understand the responsibilities of the association, board members, and homeowners in your community.
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