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Is Missouri a no-fault state?
I’m buying my first car and am looking into insurance options, but I’m unsure what I need. Is Missouri a no-fault state, and do I need special insurance?
Andrea Barrett · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
No, Missouri is not a no-fault state, but rather an at-fault or tort state. This means that whoever is at fault for an accident is responsible for paying for the other party’s accident-related injuries and property damage. And unlike in no-fault states, Missouri drivers can file a lawsuit to seek compensation for basic medical expenses after an accident.
In Missouri, drivers are required to carry
liability insurance
, which doesn’t protect you or your vehicle in the event of an accident. So, if you’re not keen on dealing with hefty finances associated with an accident, it might be time to consider upgrading your car insurance
policy to offer more protection.Need some help? Meet
Jerry
, the licensed broker and insurance expert that makes finding the best Missouri insurance costs
quick and easy. In less than 45 seconds, sign up with the Jerry app and browse customized quotes from over 55 of the country’s top insurance providers. It’s quick, simple, and hassle-free, but best of all, you could save over $800 on insurance by shopping with Jerry!View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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