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Is Mississippi a no-fault state?
I live in Florida right now, but I’ll be moving to Mississippi soon, and I want to make sure I’m prepared insurance-wise. Is Mississippi also a no-fault state?
Sarah Gray · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Unlike Florida, Mississippi is not a no-fault state. Mississippi follows a pure comparative negligence law, which means you can recover damages after an accident, as long as you’re not 100% at fault.
This means that in Mississippi if you’re 25% at fault for an accident, you’ll pay 25% of the damages and the other driver will be responsible for the remaining 75%. 1% responsible? You guessed it—you pay 1% of the damages. Pretty simple, right?
While the law may be simple to understand, it’s also easy for the amount of damages covered by the other driver to fall short of what you actually have to pay to get your car fixed. That’s why it’s important to make sure you’ve got a solid
car insurance
policy of your own to pick up the slack.You’re probably busy getting ready for your move, so instead of spending hours filling out forms and making phone calls, just let
Jerry
find you the lowest Mississippi car insurance costs
instead. A licensed broker
, Jerry can sift through real-time quotes from over 55 insurance companies in less than a minute and help you set up your new policy. In no time at all, you could join the ranks of Jerry customers who save an average of over $800 a year on their insurance premiums. Download the free app today!View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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