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Is Kansas a no-fault state?
I’m about to buy a new car for the first time, so I’m trying to find the right type of car insurance coverage for it. Is Kansas a no-fault state?
Melanie Mergen · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Yes, Kansas is a no-fault state when it comes to injuries that result from a car accident.
That means that regardless of who causes an accident, your own car insurance will usually be responsible for covering your own medical bills. In severe cases, however, there can be exceptions to this.
Still, this makes it essential to make sure you have the right amount of
personal injury protection (PIP)
coverage built into your car insurance
policy.As for damage to your vehicle itself, as well as other property, liability is determined based on a
modified comparative negligence system
. As long as you’re not found to be 49% or more at fault for an accident, you could seek coverage from other parties found at fault.There’s an easy way to make sure you have the right amount of
Kansas car insurance coverage
in place—it’s called the Jerry
app.With Jerry, it’s faster and easier than ever to find the amount of coverage you’re looking for at the best available rate. It only takes about 45 seconds to get started, and the average driver who makes a switch saves over $800 per year on their
car insurance
!View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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