PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
"Is it okay to lie to a car insurance agent to get a better rate? "
There are certain discounts that my insurance company offers that would qualify me for a lower rate. Most seem unverifiable to me. Are they really going to dig into the information that I give them, or is it okay to tell lies concerning marital status and the names and ages of the people that live with me?
Johnny Puckett · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“While these details about your personal life may seem inconsequential to you, they help your insurance company determine the amount of risk involved in providing you with coverage.
Lying on your application is considered to be fraud, no matter how mild it may seem. The consequences can be as small as being dropped by your insurance company, or as big as owing thousands of dollars for damages after an accident because you’re denied coverage.
As far as verifiable information is concerned, you would be surprised by what is actually provable from behind a computer screen. Any personal details that you distort or omit will probably come out over time.
If you need help finding
cheap car insurance
, sign up for the free Jerry
app. Jerry can collect quotes from up to 45 top insurance companies in seconds! “View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies