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Is hitting a deer covered by insurance?
I’m going on a road trip through some of the country’s national parks. Many of these are heavily inhabited by deer, so I want to make sure I’m protected. If I hit a deer, is it covered by insurance?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Deer are certainly something to watch out for when you’re driving through various national parks. However, hitting a deer is covered by insurance only if you have comprehensive coverage. Collision coverage and liability coverage will not cover the damage to your car.
If your car is damaged by a collision with a deer, take your car to a body shop to assess the damage and get multiple quotes. With these bids, you can decide whether to file a claim and pay the deductible or just pay for the damage out of pocket.
Before you accept the additional cost from your current insurer, you may want to check out multiple quotes at once with the
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