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Is GEICO car insurance really the cheapest insurance?
I was going to switch insurance companies and got a GEICO quote online, but it was more expensive than I thought it would be. Should I call them or is the online quote accurate?
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Depending on the accuracy of the information you submitted in the online application, the quote may or may not be accurate. Most insurance companies don’t “finalize” your rate until after they run your motor vehicle report and claims history.
The other thing that you need to consider is your coverage limits and deductibles. Is the coverage limit being quoted significantly higher than your current coverage? Are the deductibles lower? More importantly, is the level of coverage being quoted the right amount of coverage for you?
Remember, GEICO is only one company. If you truly want to shop for the best rate, you should get
car insurance quotes online
from multiple companies.If you’d rather leave the hard work of gathering quotes to someone else, use
Jerry
. This free app can collect quotes from up to 45 top insurance companies in seconds!View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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