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Is California a no-fault state?
What’s a no-fault state? Is California one? Insurance is so confusing, and I just moved here from Utah and don’t understand the rules yet.
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
No, California is not a no-fault state. Rather, California is an at-fault (or tort) state. This means that in the event of an accident, the person assigned fault is financially responsible for the damages they caused.
These damages typically take the form of medical bills and car repairs. If the at-fault driver doesn’t have adequate
California car insurance
coverage, accident victims may find themselves in the position to sue.As you learn more about tort states, you may start to wonder just how extensive your own
car insurance
coverage is. To get the best rates for the protection you need, use the Jerry
app. In just 45 seconds, Jerry will send you a customized selection of quotes based on your needs. The average user saves over $800 per year.View full answer
- Gregory R.
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