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Is asbestos covered by home insurance?

My wife and I have been renovating our new home. We recently discovered a ton of asbestos. Does our home insurance policy cover asbestos?

Jack Walsh · Updated on Jan 28, 2022

Reviewed by Shannon Martin, Licensed Insurance Agent.

Congratulations on your new home! Renovating can be challenging, but the result will undoubtedly be worth it.

The bad news is that asbestos is seldom covered by

home insurance

unless you’re renovating due to damage caused by one of the

16 covered perils

outlined in your policy details.

Even if you’re renovating due to damage from a covered loss, the insurance company may reject your claim since most policies exclude chemicals or pollutants. The best way to know if you’re covered is to contact the insurance company and explain the situation.

Finally, if you want to save some money and ensure you’re not overpaying for coverage on your home or

, use

.

A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes, helps you switch plans, and will even help you cancel your old policy.

MORE:

How to bundle home and auto insurance to save money

View full answer

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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