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Is a 695 credit score good for a car loan?
My wife wants to buy a car but I have a slightly higher credit score than she does so she wants the loan to be in my name. Will a 695 really get a better car loan than a 676?
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Both a 695 and a 676 credit score will fall into the
good credit score range
, meaning you will qualify for most car loans with either score. However, you might be able to get a better interest rate than your wife due to your slightly higher credit score.While 20 points might not seem like a lot, your car loan’s interest rate will depend largely on your credit. When it comes to car loans, a higher credit score means lower interest. If you want the best deal possible on the loan, you should take it out in your name.
If you’d also like to find the best rates on car insurance, check out the
Jerry
app. Jerry can collect quotes for you, so all you have to do is pick your favorite. Then, Jerry will help you cancel your old policy and sign up.View full answer
- Gregory R.
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