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Is 526 a good credit score for a car loan?
I really need to get a new car, but my credit score is terrible. How do you get a car loan with a credit score of 526?
Shannon Fitzgerald · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
It can certainly be frustrating securing financing to purchase a new vehicle when your credit score isn’t the greatest.
While 526 is not a good credit score for a car loan, you can usually qualify with the
help of a co-signer
. As long as your co-signer has
good credit
, you shouldn’t have a problem securing a loan with them. Just be sure to find someone who understands the financial responsibility they are agreeing to—if you are unable to pay your bills, your lender will request the money from them next.Depending on your co-signer’s credit score, you may even benefit from
lower interest rates
. Additionally, paying off your loan with your co-signer’s help may improve your own credit score so that you won’t need another co-signer in the future. Once you’re able to secure financing for that new car,
Jerry
can help you keep more money in the bank by lowering your insurance costs. The app is free to use and instantly analyzes custom quotes from over 50 top insurance companies to track down the lowest rates for your coverage needs. The average Jerry user saves $887 a year on
car insurance
, so it’s definitely worth a look! View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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