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If my garage burns down, will my car be covered by home insurance or auto insurance?
My neighbor had to deal with a garage fire recently. His truck was parked inside and suffered some damage. This got me thinking: Which form of insurance will cover my car if my garage burns down?
Alexah Grinnell · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If your garage burns down and your vehicle is inside of it, your car would be covered under your
car insurance
, not the homeowners insurance. Most homeowners policies exclude coverage for any type of vehicle with a motor in it, so it’s important that you keep active insurance on both your vehicle and your home.”View full answer
- Gregory R.
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