Services
Insurance
Repairs
Advice
About

What is the cheapest way to insure a sports car?

I just financed a BMW Z4 Roadster and I'm looking to find full-coverage insurance for the best price possible.

avatar
Matthew Macgugan · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Nice choice! There are some steps you can take to make sure you get the best auto insurance rates for your new sports car.
Surprisingly, this starts at the dealership. Insurance premiums are lower for cars with high crash safety ratings.
Many modern sports cars, including the Z4, come standard with advanced driver assistance technologies. These systems are designed to mitigate or lessen the severity of injury due to an accident.
These systems include:
  • Adaptive cruise control
  • Frontal collision braking
  • Lane keep assist
  • Blind spot monitoring
  • Front and rear parking sensors
When you’re looking to buy a sports car, choosing a car with these features helps lower your car insurance premiums.
Aside from the car itself, you can positively affect your insurance rates if you practice safe driving habits. While there is temptation to speed in a sports car, avoiding speeding can help prevent speeding tickets (which do affect premiums) and make sure you don’t sustain serious injury or
damage to your vehicle
while driving.
Many insurance companies also offer discounts, such as:
  • completion of a defensive driving course
  • bundling home and auto
  • multiple cars on the same policy
If you want help finding cheap rates, try the
Jerry
app. Jerry inputs your vehicle details and gets the best
car insurance quotes online
for free.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings