Then, once you hand things over to your insurance company, they will work with the other insurance companies involved to assign fault. For example, they may assign 30% of the blame to you and 70% to another party or parties.
Once the matter of fault is settled, they’ll make the appropriate claim payouts to the parties involved.
The bottom line is that insurance companies work together to navigate these complicated situations, and all you can do is provide them with the information that you have. They’ll take care of the rest.”