PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
If I have full coverage, will it pay for my medical bills in Louisiana?
What type of insurance will cover my own medical costs? I have what's considered full insurance coverage through Progressive, but I'm wondering if it will help my pay for my own medical bills if I get in an accident.
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“In Louisiana, you’re required to carry
bodily injury liability
, which is part of your liability insurance
. Bodily injury liability will help pay for the other party’s injuries in the event of an accident if you’re at fault, and the other driver’s liability insurance will help pay for your injuries if they’re at fault.
In some states,
personal injury protection
is an optional add-on. Some states require this coverage, but Louisiana does not. Bodily injury covers your medical expenses in the event of an accident, Depending on your auto insurance company’s definition of full coverage, you may have
medical payment coverage
, which is the only other type of auto insurance that would pay for your own medical bills in the event of an accident.” View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies