PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Can I use my wife's income to get a car loan?
I'm currently unemployed, but I need to get a car for the jobs I'm looking at. Can I use my wife's income to get a car loan?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Sorry to hear about your job loss! I’m happy to say, though, if you want to get a
car loan
, your wife’s income can definitely help you get approved.If you want to get a car loan but you’re unemployed, most banks won’t approve you. But if your wife has a steady job and good credit, you may be eligible for a car loan if she cosigns or acts as a co-borrower.
Keep in mind that you’ll also need full coverage car insurance per the stipulations of your loan. The easiest way to get the best deal on the coverage you need is through the
Jerry
app—we’ll get you personalized quotes from top-of-the-line providers, so that all you have to do is pick the policy that works best for your needs!Best of luck with the loan, and with the job hunt!
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies