Reviewed by Shannon Martin, Licensed Insurance Agent.
How exciting! If you don’t have an existing policy, you will need to buy car insurance before you drive the car off the lot. If you do have an existing policy for your old car, you may have up to a month to update your insurance.
Most insurance companies have a grace period to add a new vehicle to your existing plan, ranging from a few days to a whole month after purchase.
When you add this new car to your policy, your insurance company may ask for information like:
Current policy number
Effective date (date you are taking the car home)
Vehicle identification number (VIN)
Desired coverage
Dealership contact information
If you’re worried about your insurance rates going up when you add a new car, try the insurance broker app
. Jerry provides dozens of personalized quotes from top insurance companies so that you can find the best rate for the coverage you need. Sign-up is free and takes less than a minute!
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.