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How much is the extra cost to insure a second car?

How much does it cost to insure a second car? My husband and I are considering getting our son a car, but we don't know how much it will raise our insurance.

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Joshua Levy · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
It’s nice you’re considering getting your son a car, but it’s always good to check prices first! The cost of insuring a second car will depend on a range of factors like your location and the type of car you add.
That said, adding a second car to your policy will typically be cheaper than separately insuring a second car. Some providers may even offer
multi-car discounts
up to 25%!
But you’ll always see an increase in your premium when you add a new car. From the providers’ perspectives, you’re adding another risk for them to insure. Luckily, there are still ways you can save on insurance, like:
  • Shopping around for cheaper plans.
  • Asking your provider about discounts.
  • Dropping excessive coverage.
  • Buying more affordable vehicles.
If you’d like help finding a more affordable rate, you can also try
Jerry
. A licensed broker, the Jerry app can help you collect and compare competitive rates from top insurance providers in minutes. If you find coverage that works better for you, Jerry can even help you buy the new plan and cancel your old policy!
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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