Services
Insurance
Repairs
Advice
About

How much is it to add a car to insurance?

We are thinking about getting our son a car for his college graduation, but he'll need insurance. How much would it cost to add a car to an insurance policy?

avatar
Carlos Kirby · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Based on the national average, most people in the US pay $1,592 per year (around $133 per month) to add another car onto their
car insurance
. However, your individual circumstances could cause this number to vary.
The rates above only correlate to drivers with good credit. Lower credit rates tend to drive up insurance premiums, as well as any
at-fault accidents
on your record. If this describes you, you can expect your costs to rise up to $2,439 a year.
In some instances, you’ll actually
save money overall
by adding a second car to your policy because of multi-vehicle discounts, which can decrease the cost of insuring each car by up to 25%.
If you have more questions related to getting better car insurance rates, it’s important to have a team of experts available to answer your questions. By using
Jerry
, you’ll have access to a team of agents you can contact over text or telephone.
After providing you with a comprehensive cross-analysis of the best policies across providers, Jerry will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to. So why do all that extra work when Jerry can do it better?
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings