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How much is home insurance in Arizona?
I’m moving back to the US after several years abroad. I’d love to buy a house in Arizona, but I have no idea what the cost of living is like there. How much is home insurance in Arizona?
Bonnie Stinson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
A lot can change in just a few years, including the cost of living. The average annual cost of home insurance in Arizona is $1,189.
If you’re concerned about the cost of living, we have good news! A lot of people are moving from California and Texas to Arizona because the climate is similar but the cost of living is much lower. It’s why so many retirees choose Arizona.
Now, as you plan your move, please know that this amount ($1,189) is not set in stone. You could very well pay more or less than the average premium each month. It all depends on where exactly in Arizona you want to live. The amount of coverage and the company you go with will affect the price, too.
Generally speaking, the most expensive home insurance policies are associated with bigger properties, older homes, and zip codes with high property crime rates.
If you can be flexible about your exact location—and if you’re willing to look at smaller properties—you may be able to unlock the lowest home insurance rates.
A great strategy for finding the low rates is to shop around with multiple providers. Different companies could charge wildly different premiums, even for the same coverage! Some even offer better rates if you
bundle
home and auto. The only way to know is to get quotes
and compare rates before you commit.Whether you’re ready to buy or you just have questions about
homeowners insurance
, the Jerry
team would love to help! Our friendly agents can answer questions via text or phone, and the Jerry app can help you compare rates fast.Hope this helps!
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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