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How much is a discount on home insurance for installing a security system?
My neighbor just installed a home security system. When I asked her about it, she kept going on about how much she’s going to save on her home insurance, but never really said how much. How much of a discount on my home insurance will I receive with a security system?
Rachel Rigolino · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Depending on the insurer and the type of system installed, a homeowner can expect a discount of between 2% and 15% on home insurance with a security system.
According to experts, installing a home security system makes burglars think twice before choosing your home as a target. In fact, about 60% of former thieves report deciding against breaking into a house if it had a system.
Will a system pay for itself in home insurance rate deductions? It depends on the type. For example, systems that have monitoring services require a monthly subscription fee of anywhere between $10-50 depending upon your level of coverage.
Many homeowners report their security systems give them peace of mind. There’s nothing like knowing your family is protected—whether you’re away from home or you’re all upstairs sleeping.
When it comes to security systems, you’ll find a wide selection of companies and devices. One of them will likely suit your needs.
If you’re hesitant to switch plans or insurance providers because you’re worried about the work involved, don’t be. Jerry does all the paperwork for you and can even help cancel your old policy!
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- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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