On average, the monthly premium rates for commuter car insurance range from from $120-150, which can be more expensive than a non-commuter (or “pleasure”) insurance plan, depending on your circumstances.
Using your vehicle to commute two hours to work and back will generally cost you more than using the car just to drive to the store, for example. If you’d like to pay less for your insurance, it would be wise to use mass transit to cut down your mileage and potentially qualify for more discounts.