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How much does snowmobile insurance cost?
I haven't had to insure a snowmobile before. Is it similarly priced to car insurance?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Snowmobile policies are rated with the same factors that car insurance policies are. This means that companies determine your rate using factors like your:
- Age
- Location
- Driving record
Whether you have
liability insurance
or full coverage will also change you rate because full coverage will cost more for the added protection. While accidents are common on snowmobiles, most people aren’t using them as frequently as a vehicle, contributing to the lower cost of insurance. Additionally, insurance companies don’t rely as much on the cost of repairs or actual cash value of a snowmobile when determining rates.
Although a snowmobile does typically cost less than car insurance, you’ll still want to request quotes to find out how much a policy would cost you.
If you want to easily compare rates, try using the
Jerry
app. We’ll send you free quotes from multiple providers so that all you have to do is choose the policy that works best for your needs. That way you can focus on getting out in the snow, knowing that you’ve got the best coverage for the best price.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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