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How many payments should I make on a car loan before I refinance?
"I was pressured into a 12%, 60-month loan at a car dealership. A week later, it dawned on me how that rate is way too high for a person with a 750 credit score. How many payments can I make before I refinance?"
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Although mortgage lenders usually make you wait six months to refinance, the same isn’t true for cars. There’s actually no waiting period necessary to refinance your car.
If you want to go out and get approved for a refinance tomorrow, no one’s stopping you. From a financial perspective, the sooner you can refinance, the better.
Start shopping now to find the best rate and get yourself away from these high-pressure sales/financing tactics.”
View full answer
- Gregory R.
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