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How many car payments can you miss?
An unexpected expense came up this month, and I'm afraid it'll set me back on my car payments. How many car payments can I miss before my lender repossesses your car?
Matthew Macgugan · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Finances are definitely tough right now for a lot of people; you’re definitely not alone. In general, missing three or more payments is grounds for repossession for most auto loan lenders.
A missed payment is defined as a payment that has not been made in over 30 days. Repossession laws vary by state and may make a difference on how many payments you can actually miss, so make sure to check your state’s specific repossession laws!
The best course of action would be to speak with your lender and notify them of your financial situation. Missing more than three payments may result in you defaulting on your auto loan, but communicating with your lender may help you work out a deal.
If you need help saving money, consider switching to a cheaper
car insurance
policy. If you want to get the best deal on the coverage you need in minutes, check out the Jerry
app. We’ll get you customized quotes from top-of-the-line providers, so that all you need to do is pick the plan that works best for you. And once you pick one, we’ll even help you switch!Best of luck, and hope you get back on your feet soon!
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- Gregory R.
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