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How long will a DUI stay on my driving record in Kentucky?
I’m looking for a new insurance policy for my car. Last year, I was convicted of DUI and my insurance premiums went through the roof. How long will it stay on my record?
Andrea Barrett · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
A DUI is a serious offense and a key factor that can affect your insurance premium. As with many states, in
Kentucky
, a DUI conviction stays on your driving record for 10 years and will affect your insurance rates for the entire duration. Driving under the influence marks you as a high-risk driver for insurance companies, which means you’re more likely than the average driver to make a claim. As a result, insurance companies hike your premium to compensate for potential claims.
Other things that can label you as a high-risk driver include:
- Being involved in a serious accident
- Getting speeding tickets, reckless driving charges, or other traffic violations
- Being a young or new driver
- Having a poor credit score
- Driving a high-risk car (sports cars, etc.)
Finding cheap insurance when you’re a high-risk driver is difficult, but with
Jerry
, you can rest assured that you’re getting the lowest rate. By searching over 50 top insurance providers, Jerry finds you the best deals on the coverage you need—even with a DUI on your record. Sign up takes just 45 seconds and the average user saves more than $800 a year on car insurance.
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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