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How long does it take for my new car to be active on the insurance policy?
When should I call to add my new car to the insurance policy? Does it take long to activate? I want to make sure my car is covered, but I don't have a lot of time before I pick the car up to deal with insurance. How long will it take for my car to be active on my policy?
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
For a new car purchase, the coverage starts as soon as you add the car to your policy. If you are pressed for time, you may not even need to call your insurance provider!
Many insurance companies let you use their website or app to make real-time changes so that you don’t have to call. It will save you time if you can update your
car insurance
policy before you get to the dealership. Here is what you will need handy so that the transaction is as fast as possible:- Vehicle Identification Number (VIN) of new car
- Year, make, and model
- Effective date (date you will pick up the car)
- Name and address of finance company if applicable.
- List of required coverages
As a heads up, your rate may change with this update! If you are unhappy with your rate, check out the
Jerry
app and get a better price. We’ll get you customized quotes in seconds, so that all you need to do is pick the policy that works best for you. And once you choose, we’ll even help you switch!View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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