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How long does it take for a car insurance claim to process?

My husband was in an accident. He’ll be okay, but it's causing financial strain. How long does an insurance claim take to process?

avatar
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry to hear about the accident but glad to hear he’ll be okay.
I know it’s frustrating, but the time frame for a car insurance claim to process depends on the type of accident, damage done, the insurance coverage on a policy, and who’s at fault. In most cases, claims are processed 30 to 45 days, but it could be as quick as a week.
To speed up the process, it helps if you filed the claim
promptly
. Keeping communication open with your
car insurance company
and answering any questions from the claims adjuster can also speed up the process.
After filing your claim, you should have received a claims number. Depending on your insurance, you can check the process online or call to ask them for the status of your claim. An agent can give you a better idea of when the claim will process, payout, and alleviate you from the financial strain.
As it’s common for accidents and claims to increase your insurance rate, consider shopping around to avoid further financial strain.
Jerry
is an app that gathers quotes from top insurance providers for free, meaning you can find the best rate and policy without the stress.
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