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How long does insurance take to pay for a stolen car?
My car was stolen over a week ago and the police told me it's unlikely they will recover the vehicle. I filed a claim with my insurance, but I'm worried about how long this might take—I still need my car to get to work. How long does it take for an insurance company to pay for a stolen vehicle?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“I’m so sorry that you’ve had to go through this. I’m happy to inform you that you should be paid within a month;
car insurance
may take up to30 days to pay for a stolen car.The idea behind this longer payout time is because many car insurance companies wait to see if the car is recovered by police—after all, it’s easier for everyone if the police do find your car.
Another factor is how in-depth the car insurance company’s special investigations unit is. Some investigations take only a few days while others can take up to a month to look for fraud.
In the meantime, check your policy to see if you’re eligible for
rental reimbursement
to get to work or run errands. If you’re not eligible and if you want to protect yourself better in the future, you might want to consider upgrading your insurance policy. One easy way to do this is with the
Jerry
app. Jerry gathers customized quotes on different car insurance policies from the top providers and delivers the best deals to your phone in minutes for free.Hoping your car comes back safe and sound!”
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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