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How long does an accident stay on your driving record in Texas?
I was involved in an accident a year ago that caused damage to my vehicle and the other person’s. Since it happened, my insurance has increased a lot. How long is this going to last?
Andrea Barrett · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Insurance increases are never nice! An accident stays on your driving record in
Texas
for three years, so you should see some relief in a couple of years.The Texas DMV employs a point-based system called the Driver Responsibility Program. If you rack up six or more points on your driving record, you’ll be liable for a surcharge. Plus, your insurance rates will be affected. Under this program, at-fault drivers—whether the accident was in Texas or not—receive three points on their driving record.
Paying for insurance after an accident is never fun. When you shop with
Jerry
, the #1 rated car insurance super app, you can find an affordable rate—clean record or not. Here’s how it works: download the Jerry app, plug in your driving details, and scan your personalized quotes from top insurance providers. Once you find the right policy, connect with a Jerry agent to lock in your rate and switch over. It’s quick, simple, and hassle-free, and the average user saves more than $800 per year.
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- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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