How long does a spare tire last?

I currently have a car insurance policy through Encompass, but I’m about to purchase a new vehicle and need to get gap insurance to finance it through my lender. Does Encompass offer gap insurance?

I’m driving through South Dakota this summer on my way to visit Mount Rushmore. A friend of mine told me that there’s not a lot to see in the central and eastern portions of the state, so I thought I’d make better time by driving a bit faster. I’m just worried about the long arm of the law. Is there a speed that’s considered reckless driving in South Dakota?

Is there a way to cancel GEICO without having to talk to someone? I already started my new policy and I hate when companies try to talk you into staying. Can I just stop making payments?