Services
Insurance
Repairs
Advice
About

How does Progressive Snapshot know if I’m driving?

For years I’ve been paying insurance rates through the roof. I saw an advertisement for Progressive Snapshot and thought I’d give it a try to lower my premium, but how does it know if I’m driving?

avatar
Andrea Barrett · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Signing up for Progressive Snapshot is a great idea to lower your insurance rates! But if you share your vehicle with another person, you don’t want them to ruin your chances to save on insurance.
When you sign up for Progressive Snapshot, each driver on the insurance policy will be required to download the mobile app. In certain states, you can choose the vehicle you drive most often and each phone will then be linked to that specific vehicle. In other states, an average of driving data is collected across all vehicles on the policy.
In either situation, your app will show your driving data, even if you occasionally drive another vehicle that you haven’t listed as your primary one.
If you’re in your vehicle with someone else on the policy, the mobile app will determine who’s driving and collected relevant data for that person. But in the off chance that the app registers data for both people in the vehicle, you can open the app and correct the trip information.
You can check out Progressive’s
state details page
for more information.
If you want to further reduce what you’re paying for car insurance and save more money, car insurance guru and licensed broker
Jerry
can help you find the coverage you need at the lowest rate!
All you have to do is download the Jerry App, enter your information, and Jerry searches through 50+ of the top insurance providers to find the most competitive rates. Once you pick your policy, Jerry’s team of experts will take care of getting you switched over!
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings