PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How do you submit a claim to your insurance for a car windshield?
A rock hit my windshield and broke it. I think my insurance policy covers windshield replacement. How do I claim a windshield on my insurance?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Note that broken windshields are covered by
comprehensive coverage
. The standard auto insurance policy does not include comprehensive insurance; drivers must elect to add it on. You can check your policy declaration page
or ask an agent to verify if you carry this type of coverage.Comprehensive insurance covers damage to your vehicle from certain perils, including:
- Vandalism
- Theft
- Windstorms
- Hail
- Fires
- Broken glass
- Contact with animals or birds
Since a rock broke your windshield, you would be able to submit a claim to your insurance for the damage. However, you’ll need to pay your comprehensive deductible—unless you have full glass coverage on your policy. You can reach out to your car insurance company to find out.
- If you have full glass coverage, you’re all set. Your new windshield will be fully paid for by insurance.
- If you don’t, you’ll be responsible for paying your deductible, and your insurance will cover any remaining balance.
If you feel your insurance is lacking or you’re paying too much for it, try
Jerry
. The Jerry app can gather low-cost quotes from over 50 top insurers in minutes and deliver the best deals directly to your phone for free. No paperwork. No phone calls. Just savings.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies