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How do you get liability insurance without a car?
I don’t have a car, but I want to get liability insurance as I drive other people's cars often. Is that possible?
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Since you don’t own a car, the specific type of insurance you can get is
non-owner insurance
. Non-owner insurance is typically liability-only coverage that covers you in any vehicle you drive. While most
car insurance
policies cover permissive use, having non-owner insurance ensures protection if you’re in an accident and damage someone’s property or injury them. As non-owner insurance is specialized, not every insurance company offers it. You’ll need to shop around with multiple companies to find coverage and the best rate. If you have any questions about liability insurance or non-owners insurance or need help finding coverage, download the
Jerry
app. Jerry’s friendly agents are happy to answer any questions and find you the best coverage and rate for your new insurance policy.”View full answer
- Gregory R.
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