Moving in with someone after living alone comes with a learning curve! That said, you can easily add your girlfriend as an additional insured and your landlord as an interested party to your renters insurance by calling your insurance provider.
Since you’ll need to add your girlfriend before adding your landlord, your insurance company will need some basic information, including her:
From there, your insurance will add her to the policy. Once added, you can also let your insurance company know you need to add your landlord as an interested party. They likely require your landlord’s name and address.
As an interested party, your landlord can inquire about the status of your renters insurance.
Beyond calling, you can also check if your insurance company allows you to add someone online. Some companies give you the capability to adjust your policy through your online account.
That said, when you add someone to an insurance policy, there is a potential for your rate to increase. While it doesn’t happen as often with renters insurance
, if your girlfriend has a history of claim submittal or a lower credit score, your insurance may rerate your policy. If your rate increases or you simply want to explore other options for renters insurance, use the Jerry
app. Once you download Jerry and answer a few quick questions, you’ll immediately get renters insurance quotes for coverage similar to your current plan.