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How do you add a temporary driver to your car insurance?

My girlfriend is going to go the summer without a car to save money, so we agreed it’d be smart if I brought her on my insurance for the time being. How do I add her to my insurance?

avatar
Will Baldwin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
How cost-effective of you!
First and foremost, contact your insurance company. Tell them you want to add another driver to your policy. You’ll probably have to pay some kind of fee for making changes to your policy—even if the premium doesn’t change. Be prepared for your premiums to change slightly, however.
That said, your insurer may refuse to cover an extra driver. This could be for a number of reasons, but it would most likely be if her
driving record
has a history of incidents and she seems like a risk for the insurance company.
If you’re disappointed in the answer your insurance company gives you,
Jerry
is here to help you find a policy to cover you both at a price that works for you. A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes, helps you switch plans, and will even help you cancel your old policy.
View full answer 
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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