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How do I switch my car insurance to a different state?
I am moving next month: Philly to LA. I'm keeping my car. How do I switch my insurance coverage to a new state? Thanks!
Nick Kunze · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congrats on your move! Because states set their own policies, switching your insurance to a new state is an integral part of moving across state lines.
Luckily, states offer a grace period when you’re moving so you have a bit of time to get settled. You’ll need to check with your state’s DMV to learn your new state’s grace period, but most states offer one month to 90 days.
You’ll also want to find out your new home’s minimum insurance as it could be different from your old one. Then, contact your current provider to see if they serve your new state. You may be able to stay with your current provider, which could save you money.
Keep in mind, however, the cost of your
car insurance
will be impacted by your location—so your rates could jump dramatically.Importantly, do not cancel your old coverage before setting up your new one. This could leave you without coverage, which is illegal and can have some serious ramifications.
If you do need a new insurance policy, be sure to use insurance broker
Jerry
! Jerry will compare quotes from up to 50 top providers so you know you’re always getting the best rate. Jerry will even help with all the changeover and paperwork, leaving you to focus on your move. View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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