Great job on improving your credit score! Unfortunately, Honda Financial doesn’t refinance cars. The financial branch of Honda only does first-time financing on its vehicles. Therefore, you must find another lender to refinance
your Civic. Instead of using Honda Financial, shop around with as many lenders as you see fit within a 14-day period. During this two-week time frame, you’re only hit with a single hard inquiry, limiting any potential damage to your credit score.
Some places to search for refinancing include:
Remember that unless you find a better interest rate than you’re currently paying, refinancing isn’t worth the effort. So remain diligent, exhaust every resource, and hopefully, you can find a great refinancing rate.
Jerry is a great resource for comparing loan options from multiple lenders. Use our refinance calculator and avoid the hassle of searching for lenders yourself. Jerry makes it easy by finding the best lenders at the best rates. On average, car owners pay $85 less every month by refinancing their auto loan.