PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How do I know if my car is properly insured?
My parents have always bought my insurance, but a coming-out announcement that went very poorly, they kicked me off their policy. I have a basic idea of how to buy insurance, and right now I'm just focused on doing everything I can to get my life back on track. How can I make sure that my car is properly insured?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“I am so, so sorry that happened to you. You didn’t deserve it—but I’m glad I can help. The easiest way to find out if you have proper car insurance is to either call your insurance company or read over your
car insurance declaration page
. Both will outline the type of coverage that you have.If you’re financing the vehicle, note that you’ll need full coverage, which includes:
- Liability coverage, which covers damages to any third parties, or to their property, in accidents where you’re at fault.
- Collision coverage, which covers collisions of any kind, including accidents where you are at fault.
- Comprehensive coverage, which covers any incidents that you had no way of preventing, such as lightning, snowstorms, falling trees, etc.
No matter what kind of coverage you need, if you’ve been cut off, you should definitely look into whether or not switching providers could save you money. The simplest way to do this is with the
Jerry
app—we’ll get you personalized quotes from top providers instantly, so all you have to worry about is choosing the plan that works best for your budget.Good luck with everything—and keep your chin up. You’ve got this.”
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies