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How do I get insurance lower on my car?

I currently pay $350 a month for full coverage with Allstate. I'd like to pay less. How can I lower my insurance?

Emily Maracle · Updated on Oct 13, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

“While the task may seem difficult, lowering your

is possible simply by comparison shopping. Even if you are paying $350 with Allstate right now, your rate won’t remain constant across all employers.

To comparison shop, you can request

car insurance quotes online

, by phone, in person, or with

. As a licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand insurance companies and buying new car insurance. Jerry will even cancel your old policy for you.

Full coverage is often more expensive than

liability coverage

, so you will pay more. However, if you aren’t able to find a lower rate with another company, you should see if you qualify for any additional discounts with Allstate.

If not, continue to shop around every six to 12 months. If you maintain a

clean driving record

, you’ll likely find something lower.”

More:

11 car insurance hacks to save you money

View full answer

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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