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How do I claim car insurance for scratches?

How can I make a claim for scratches on my car? I’m not sure what caused them but there are a lot of little ones.

Rachel Juillerat · Updated on Aug 5, 2022

Reviewed by Shannon Martin, Licensed Insurance Agent.

Scratches can be such an eyesore—and you can file an insurance claim for them if you have

comprehensive coverage

on your policy.

This is because comprehensive coverage includes protection against

. Even if it cannot be proven to be deliberate, it will likely be covered. Just call your agent or submit a claim online through your provider’s website or mobile app.

Unfortunately, if you don’t have comprehensive coverage, you will likely have to pay to remove them yourself. But if the scratches are superficial, you should be able to

remove them at home

!

All you need is:

Whitening toothpaste

Microfiber cloth

Car wax

Wash your car first (and let it dry), then put some toothpaste on a microfiber cloth and wipe in a circular motion to buff out the scratches. Once you’ve finished, give your car a wax and it’ll be as if the scratches never existed.

Comprehensive coverage is great to have because it protects your car against theft, weather damage, and more. Concerned about the cost?

can help you find the best plan for the best price by showing you competitive quotes from up to 50 top providers.

MORE:

How to remove spray paint from your car

View full answer

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