PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How do I appeal a home insurance claim denial?
My home insurance claim was just denied! I need that money. How can I appeal this claim denial?
Nick Kunze · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry your claim was denied—insurance companies can be tricky to work with! Here are some tips to appealing your denied claim.
You should brush up on your
homeowners insurance
policy before you do anything else—make sure you’re aware of what you’re covered for and owed. Then carefully check your claim and denial to see if there are any discrepancies or mistakes on your part.If you’re still feeling stiffed, you can write a letter to your claims adjuster to appeal your denial. Clearly state your opinion and the evidence as to why you’re owed money. Any photos or documentation you have will help your case. Remember to remain polite—claims adjusters are people too!
If this doesn’t work, then file a complaint with your state’s insurance department. It may also be time to get a lawyer if you feel it’s worth the expense.
Tired of fighting with your insurance provider? Use insurance broker
Jerry
to find a better policy. Jerry gives its users a huge list of insurance quotes to choose from, making it easy to find great coverage at a low price. Try Jerry today—sign-up is free.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies