You can cancel your Allstate car insurance policy by calling 1-(800)-ALLSTATE or contacting your local Allstate agent directly—but you may need to provide a written cancellation letter for your request.

Whether you found a new policy with another company that’s cheaper, you’re

canceling your insurance to sell your car

, or it’s just time to close a chapter in your life, sometimes canceling your car insurance policy is necessary. And with Allstate, canceling is easy—but be advised you may be subject to a cancellation fee, depending on the circumstances.

If you’re looking to cancel your Allstate auto insurance policy, we’re here to walk you through the details of the cancellation process and make everything quick and painless. Remember that if you’re canceling one policy and still driving, you’ll need another

car insurance

policy lined up to avoid coverage lapses.

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Allstate car insurance quotes

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How to cancel your Allstate car insurance policy

Canceling your Allstate insurance policy is simple. If you’re sure you want to cancel, here’s what you’ll need to do:

Have your Allstate policy number available

Contact your Allstate insurance agent or call 1-800-ALLSTATE (1-800-255-7828) to speak with a representative and request the termination of your policy

Remember that canceling your policy can take up to five business days, so you may not see any action immediately. Always ensure you receive confirmation in writing that your policy has been canceled.

But before you cancel your Allstate policy, ensure you have a new insurance policy lined up with another insurance provider if you’re still planning to drive. You need to avoid a

lapse in coverage

and the penalties associated with driving without insurance. Even a short lapse can result in higher premiums down the road.

When you call Allstate, ask about setting up a cancellation date so that the cancellation coincides with the start of your new coverage.

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When should you drop full coverage on your car?

Can you cancel an Allstate policy without calling?

Unfortunately, no. While canceling online is convenient, the Allstate cancellation policy does not allow you to cancel online or through the Allstate mobile app. The only way to cancel your policy is with an Allstate agent over the phone.

Does Allstate charge a cancellation fee?

No, Allstate does not charge customers a cancelation fee for terminating their coverage before the end of the policy term. Simply call your agent and ask them to file a cancellation request.

Does Allstate refund you if you cancel your auto insurance policy?

If you’ve paid in full for your insurance coverage, Allstate will provide a refund for any unused premium.

Does Allstate have a grace period for nonpayment?

As with most insurance companies,

Allstate offers a grace period

for late payments before your policy will be terminated—you’ll have 30 days to pay past your premium due date to avoid a lapse in coverage. If the grace period ends without payment, Allstate will cancel your policy and you may be charged a $10 fee.

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What happens if you don’t pay your car insurance?

Should you cancel your Allstate insurance?

Before you pick up the phone and call your Allstate agent to cancel your insurance policy, take a minute to make sure that canceling is the right decision. Some of the most common reasons for canceling are:

You found cheaper auto insurance rates with other car insurance companies

You can’t afford insurance coverage

You want to change your policy

You’ve

moved

sold your car

, or your marital status has changed

You want to bundle your home (or another insurance) with auto

Any of these are excellent reasons to shop around for a new car insurance quote.

Whether you’ve moved or want a cheaper rate, comparing car insurance quotes from the top providers is the best way to ensure you’re getting the best deal and the right coverage.

"I was paying roughly $180 a month for insurance, but
Jerry
hooked me up with an Allstate full coverage plan for only $89! I’m so glad I trusted Jerry to find me a better plan.” —David A.

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