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How do I add an additional interest to my renters insurance policy?
My landlord has asked to be added to my renters insurance as an interested party. He won’t give me the keys until I do this. How do I add an additional interest on my renters insurance policy?
Bonnie Stinson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Great question—and congrats on the new place! It’s easy to add an additional interest to your
renters insurance
policy—and it will benefit you and your landlord alike. This process allows your insurer to automatically notify the interested party of any changes to the status of your policy. That means that if you miss a bill or don’t renew your insurance, your landlord will know right away.
Here’s how to add an additional interest:
- Get the right info from your landlord. Make sure you have the appropriate address for the interested party, i.e. the office that monitors insurance certificates and not the leasing office.
- Contact your insurance company. Explain that you are a renter who needs to add your landlord as an interested party to your renters policy. Some companies have online forms for you to provide the landlord’s information, but others will make you fax in a form.
Once you complete this process, your landlord will be notified by mail or email, and you’ll be compliant with your lease requirements.
Luckily, adding an interested party does not increase your premium or alter your coverage. It does not allow the other party to access your personal information, and you shouldn’t have to pay to add an additional interest.
View full answer
- Gregory R.
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