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Should I renew my car policy with my soon-to-be ex?

I'm divorcing my husband and I plan to buy a house. My soon-to-be ex and I are getting a discount on our car insurance, but the policy's up for renewal soon. Should I renew the same policy, or should I get my own and bundle it with the home insurance for the new house?

Shannon Martin · Updated on Mar 12, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

Divorce can be a long and complicated process, and a very costly one as well. It is best to separate the policy and immediately notify your agent of any changes as they progress. An insurance contract financially ties you to your spouse, so their actions affect you and vice versa.

Once you have your own separate auto policy, you can always get homeowners insurance when you are ready and your discounts will be updated.

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