PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How do car insurance companies decide who's a high-risk driver?
I'm being refused coverage by my former insurer because I'm a high-risk driver. How did they come to this decision? I've had three tickets in the last six years, which I don't think is that bad.
Carol Chung · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Insurance companies all rate drivers differently, using various factors (age, credit score, continuous insurance coverage, etc.) and their own unique formulas. Maybe your former insurer is especially risk-averse and strict about who they will and won’t cover.
You’ll have to shop around to find another insurer who’s willing to offer you coverage. Some big-name companies like
Progressive
accept high-risk drivers. There are also companies that specialize in insurance for high-risk drivers, like Safe Auto and The General. View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies